Helping Arizona individuals, families, and employers find affordable health insurance and smarter healthcare solutions.
Individual & Family Health Insurance • Employee Benefits • Health Savings Accounts • Virtual Primary Care • Medical Cost Sharing. Located in Chandler and proudly serving clients throughout Arizona. Backed by 48 years of experience helping individuals, families, and employers make informed health insurance decisions.
Glen Riensche | Health Insurance Advisor
My Philosphy
I believe everyone deserves access to affordable healthcare and the knowledge to make informed health insurance decisions. During my 48 years in the health insurance industry, I've helped individuals, families, and employers choose coverage that fits their needs while reducing the overall cost of healthcare. Health insurance is only one part of the solution. My goal is to help people protect themselves financially, improve their health, and make informed decisions that can lower healthcare costs over time.
How I help
We believe health is achieved by focusing on nutrition, exercise, stress management, and overall well-being. Understanding how your body works is key to living a long, healthy life.
Living a healthier life can reduce your need for medical care, lower your healthcare costs, and may even allow you to purchase less expensive health insurance.
If you're looking for health insurance or other healthcare solutions, simply scroll down.
Options for Coverage
Paying Too Much for Health Insurance?
There are four main ways to buy individual health coverage. Each works differently. Choose an option below to learn more.
LifeX
Major medical option for qualified people. This option is with a company that is actually looking to hire employees to research how people can live healthier lives. This gives you access to quality major medical and dental/vision benefits. Because this is unique, please click the button below to learn exactly how it works.
Cost Share
Community-based sharing of eligible medical expenses. This is a totally different method of dealing with the costs of medical care. Click the button below to get a full explanation of how these programs work. It is important that you fully understand them, so take a few minutes to find out about what can be the most affordable option.
ACA / Obamacare
Looking for ACA coverage? Click Start Enrollment to access our secure enrollment site. We do not sell your information to multiple agents so you will not be deluged with texts and phone calls. You'll be able to review available plans and enroll online, and we're here if you need help. We can actually enroll you in true marketplace plans.
Short-Term Medical
Need temporary coverage? Short-term health plans are often the lowest-cost option available and can be renewed for up to three years in many states. These plans are best suited for healthy individuals since pre-existing conditions are generally not covered.
Other Ways to Protect Your Family
Dental / Vision
Dental problems can be expensive and cost you thousands of dollars. A single crown can easily cost over $1,000. This plan pays 100% for cleanings immediately. Fillings and other basic services are covered at 50% right away, while major services like crowns, root canals, dentures, and implants start at 10% coverage. After the first year, fillings increase to 80% and major services increase to 60%.
Life Insurance
When everyone else brings flowers, we can bring money. While life insurance is not Glen's primary focus, he has personally written policies that have paid out over $7 million in death claims, providing families with real financial support when they needed it most. If you'd like to learn more, set up a time to talk.
Hospital Expense Protection
A trip to the hospital can create thousands of dollars in unexpected expenses, even if you already have health insurance. This plan pays cash directly to you for covered hospital stays, helping with deductibles, copays, and other out-of-pocket costs. And you get a 24-hour virtual doctor, so you don't have to sit in a waiting room with sick people.
Employee Benefits
Since each group is different, the right benefits package depends on your specific workforce and goals. We help employers get more value from every dollar they spend on employee benefits.